Terms & Conditions
Last updated: January 1, 2026.
1. Acceptance of Terms
By using the website prime-focus-web.com (hereinafter: "Website"), you agree to these Terms & Conditions. If you do not agree with any part of these terms, please do not use our Website. Prime Focus Web d.o.o. reserves the right to modify these terms at any time.
2. Description of Services
The Website provides informative and educational content related to financial literacy, personal finance management, and budget planning. The content on this site is for informational purposes only and does not constitute financial, legal, or investment advice. We recommend consulting a qualified professional for specific financial matters.
3. Intellectual Property
All content on the Website, including but not limited to text, graphics, logos, images, audio and video recordings, associated software, and databases, is protected by copyright and intellectual property laws of the Republic of Croatia and international agreements. Unauthorized use, copying, distribution, or reproduction of content without written consent from Prime Focus Web d.o.o. is strictly prohibited.
4. User Responsibility
By using the Website, you agree to use it in accordance with the law and these Terms & Conditions, not to use the Website for any illegal or unauthorized purposes, and not to attempt unauthorized access to any part of the Website or its systems.
5. Limitation of Liability
The Website and all its content are provided "as is" without any warranties, express or implied. Prime Focus Web d.o.o. is not liable for any damage arising from the use or inability to use the Website, including direct, indirect, incidental, consequential, or punitive damages. We do not guarantee that the Website will be available without interruption or error-free.
6. External Links
The Website may contain links to third-party websites. We do not control the content of those sites and do not accept responsibility for their content, privacy policies, or practices. Accessing third-party sites is at your own risk.
7. Governing Law and Jurisdiction
These Terms & Conditions are governed by the laws of the Republic of Croatia. For all disputes arising from or related to the use of the Website, the competent court in Zagreb, Republic of Croatia, shall have jurisdiction.
8. Personal Data Protection
Your personal data is processed in accordance with our Privacy Policy and applicable data protection laws, including the General Data Protection Regulation (GDPR). For more information, please see our Privacy Policy page.
9. Contact
For all questions related to these Terms & Conditions, please contact us at: Prime Focus Web d.o.o., Ilica 42, 10000 Zagreb, Croatia. Email: info@prime-focus-web.com. Phone: +385 1 234 5678.